

Elkhart sits in northern Indiana near the Michigan line, along the St. Joseph and Elkhart rivers. Widely known as a center of recreational vehicle manufacturing, the city and surrounding county host RV builders, component suppliers, fiberglass and aluminum fabricators, and musical instrument makers. Trucking, warehousing and transport services move finished units across the country, while nearby Amish communities contribute woodworking and craftsmanship. Local services, restaurants and trades support a workforce tied closely to manufacturing cycles.
Elkhart's RV suppliers and fabricators face sharp demand cycles, so inventory management, standard costing and cash flow forecasting are critical to avoid getting caught with excess stock or thin margins. Trucking and transport firms need cost per mile and utilization tracking. PSG provides accurate monthly bookkeeping and fractional CFO support for scenario planning, credit line management and customer profitability, helping Elkhart owners stay resilient through the industry's ups and downs.
Indiana has a flat state income tax, and counties levy their own local income taxes that employers must withhold based on where employees live and work. Sales tax is set at the state level, though some counties add food and beverage or lodging taxes.
General information only, not tax advice. Rules change, so confirm specifics with a tax professional.
Yes. We work with Elkhart companies through a dedicated team that is entirely US based, combining Big Four accounting experience with years of operating experience across industries. Your team closes the books on a regular schedule, works inside the accounting tools you already use and looks at your numbers the way an operator would, not just a bookkeeper.
Typically bank and card reconciliations, accounts payable and receivable, payroll support, Indiana sales tax tracking and monthly financial statements you can act on. Growing companies can add fractional CFO support for forecasting, budgeting and cash planning.
Usually when decisions start to outgrow the books: raising capital or bank financing, opening a new location, making key hires, tightening margins or preparing for a future sale. A fractional CFO adds forecasting and strategic guidance without the cost of a full time executive.
We also work with businesses in Mishawaka, South Bend, Portage, Kalamazoo and Fort Wayne.

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Hi! I'm Sam, a financial leader who's managed operations from startups to $40M enterprises.
I've led licensing deals with Disney, Marvel, and Viacom, while overseeing products across 35,000 retail stores. Through SHK Financial, I've helped 15+ high-growth companies succeed, including recovering $2M in receivables for a major client and rebuilding a $10M ARR company's accounting system in 6 months. Now, as Chief Accounting Officer at PSG, I oversee 50+ revenue streams and help launch many successful 8-figure businesses.
My journey started uniquely - while studying finance at Fresno State, I taught both chess and accounting to students, teaching me that success in finance, like in chess, is all about strategic thinking and seeing several moves ahead.