

Moorhead sits on the Minnesota side of the Red River, directly across from Fargo, forming a metro that spans two states. The fertile Red River Valley supports sugar beet, wheat and soybean farming, and sugar processing and agricultural services are major industries. Minnesota State University Moorhead and Concordia College bring students and staff, and healthcare, manufacturing and retail round out the economy. Small businesses include ag suppliers, contractors, trucking firms, restaurants and professional offices.
Ag businesses face harvest driven cash flow and equipment financing needs, while contractors work within short construction seasons. Firms operating across the Minnesota and North Dakota line must track payroll and sales tax for both states. PSG keeps Moorhead books current, builds seasonal forecasts and provides fractional CFO guidance for financing, pricing and growth planning.
Minnesota levies state income and corporate franchise taxes, a statewide sales tax with local additions, and a paid leave payroll program. Accurate payroll and sales tax records help businesses stay current.
General information only, not tax advice. Rules change, so confirm specifics with a tax professional.
Yes. We work with Moorhead companies through a dedicated team that is entirely US based, combining Big Four accounting experience with years of operating experience across industries. Your team closes the books on a regular schedule, works inside the accounting tools you already use and looks at your numbers the way an operator would, not just a bookkeeper.
Typically bank and card reconciliations, accounts payable and receivable, payroll support, Minnesota sales tax tracking and monthly financial statements you can act on. Growing companies can add fractional CFO support for forecasting, budgeting and cash planning.
Usually when decisions start to outgrow the books: raising capital or bank financing, opening a new location, making key hires, tightening margins or preparing for a future sale. A fractional CFO adds forecasting and strategic guidance without the cost of a full time executive.
We also work with businesses in Fargo and Grand Forks.

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Hi! I'm Sam, a financial leader who's managed operations from startups to $40M enterprises.
I've led licensing deals with Disney, Marvel, and Viacom, while overseeing products across 35,000 retail stores. Through SHK Financial, I've helped 15+ high-growth companies succeed, including recovering $2M in receivables for a major client and rebuilding a $10M ARR company's accounting system in 6 months. Now, as Chief Accounting Officer at PSG, I oversee 50+ revenue streams and help launch many successful 8-figure businesses.
My journey started uniquely - while studying finance at Fresno State, I taught both chess and accounting to students, teaching me that success in finance, like in chess, is all about strategic thinking and seeing several moves ahead.