

Saginaw is the seat of Saginaw County, set along the Saginaw River in Michigan's Great Lakes Bay Region alongside Bay City and Midland. Automotive manufacturing remains important, with Nexteer Automotive a major employer and a network of tooling and parts suppliers. The surrounding farmland produces sugar beets, dry beans and other crops, supporting agribusiness. Healthcare systems, contractors, restaurants and family owned retailers round out a practical, working economy.
Saginaw parts suppliers and machine shops need job costing, inventory valuation and margin analysis by customer. Agricultural and food businesses face seasonal cash cycles and equipment financing needs, and healthcare employers need reliable payroll. PSG delivers accurate monthly bookkeeping and fractional CFO guidance on cash forecasting, capital planning and succession or exit preparation for family owned companies across the region.
Michigan has a flat state income tax and a corporate income tax, and several cities such as Detroit levy their own income taxes on residents and workers. Employers must track where employees live and work.
General information only, not tax advice. Rules change, so confirm specifics with a tax professional.
Yes. We work with Saginaw companies through a dedicated team that is entirely US based, combining Big Four accounting experience with years of operating experience across industries. Your team closes the books on a regular schedule, works inside the accounting tools you already use and looks at your numbers the way an operator would, not just a bookkeeper.
Typically bank and card reconciliations, accounts payable and receivable, payroll support, Michigan sales tax tracking and monthly financial statements you can act on. Growing companies can add fractional CFO support for forecasting, budgeting and cash planning.
Usually when decisions start to outgrow the books: raising capital or bank financing, opening a new location, making key hires, tightening margins or preparing for a future sale. A fractional CFO adds forecasting and strategic guidance without the cost of a full time executive.
We also work with businesses in Flint, East Lansing, Lansing, Pontiac and Rochester Hills.

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Portfolio Companies
$200m+
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M&As Transacted
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Hi! I'm Sam, a financial leader who's managed operations from startups to $40M enterprises.
I've led licensing deals with Disney, Marvel, and Viacom, while overseeing products across 35,000 retail stores. Through SHK Financial, I've helped 15+ high-growth companies succeed, including recovering $2M in receivables for a major client and rebuilding a $10M ARR company's accounting system in 6 months. Now, as Chief Accounting Officer at PSG, I oversee 50+ revenue streams and help launch many successful 8-figure businesses.
My journey started uniquely - while studying finance at Fresno State, I taught both chess and accounting to students, teaching me that success in finance, like in chess, is all about strategic thinking and seeing several moves ahead.