Free Finance Calculators and Tools for Founders

Every tool below is free, runs in your browser and takes a few minutes. They are built for founders and finance leads at growing companies who want a quick, honest read on cash, margins, growth or valuation before a bigger decision. When the numbers raise harder questions, our team of US based operators with Big Four experience can help you work through them.

Cash, runway and liquidity

• Burn Rate Calculator: estimate monthly cash burn and net burn from revenue and expenses.
• Runway Calculator: find out how many months your current cash will last.
• Cash Flow Calculator: project inflows and outflows to spot tight months early.
• Working Capital Estimator: check whether current assets cover near term obligations.
• Quick Ratio Calculator: measure short term liquidity without counting inventory.
• Growth Stage Cash Flow Planner: map 12 months of cash flow and see when reserves get tight.

Budgeting and break even

• Startup Budget Calculator: plan one time and monthly costs for a new venture.
• Budget Variance Calculator: see whether you are over or under budget.
• Break Even Calculator: see the sales volume you need to cover fixed and variable costs.
• Cash Flow Break Even Calculator: see how many units you need to sell to cover your expenses.
• Budget Allocation Planner: split your budget across departments as the business scales.

Margins, profitability and unit economics

• Gross Margin Calculator: get gross profit, gross margin, target revenue and maximum COGS.
• Profitability Analysis Tool: enter revenue and costs to see your profit margins.
• Cost Reduction Analyzer: find where your spending has the most room to come down.
• Unit Economics Analyzer: check your margins and LTV to CAC ratio.
• ROI Calculator: estimate the return on an investment or initiative.

Growth and KPIs

• Revenue Growth Calculator: project revenue month by month under different growth rates.
• Financial Growth Calculator: project how an investment grows over time.
• KPI Goal Calculator: track progress toward sales, traffic and other targets.
• Growth Stage KPI Generator: get a KPI set and targets suited to your industry and stage.

Fundraising, valuation and exits

• Capital Needs Estimator: estimate how much capital an expansion plan requires.
• Funding Requirement Estimator: break down what it costs to launch or reach the next milestone.
• Funding Round Dilution Calculator: see how a new round changes each holder's ownership.
• Equity Dilution Estimator: quick view of founder ownership after raising capital.
• Fundraising Valuation Calculator: low, mid and high valuation estimates from revenue multiples.
• Exit Valuation Calculator: estimate what your company could sell for based on revenue and growth.
• M&A Deal Value Estimator: get a valuation range for a merger or acquisition.
• Capital Raise Milestone Converter: turn a funding goal into the milestones investors will look for.
• Enterprise Value Growth Planner: see which levers move your company value over five years.
• Acquisition Readiness Scorecard: score how ready your business is for a buyer.
• Financial Due Diligence Checklist Generator: build a diligence checklist for a sale, acquisition or investment.

When a calculator is not enough

Calculators give you a fast starting point, but real decisions depend on clean books and a model built around your business. PSG provides bookkeeping and accounting, fractional CFO support and M&A advisory for growing companies. Schedule a call to talk through your numbers with our team.